Retirement Planning: The Importance of Time

Published by Peter Zloty on Nov 08, 2017

One of the most important concepts when thinking about retirement savings is the compounding effect that occurs over time. Three elements are needed to grow money: capital (the initial investment), rate... Continue reading

Implications of the Government’s Consultation Paper On Post-Mortem Planning

Published by Peter Zloty on Oct 26, 2017

Changes proposed in the federal government’s recent consultation paper, “Tax Planning Using Private Corporations”, could have significant impacts to post-mortem planning for business owners, both in the... Continue reading

Registered Education Savings Plan

Published by Peter Zloty on Sep 19, 2017

  I understand that your children's future is your priority and helping them achieve their goals without incurring debt is a gift you'd like to provide. A Registered Educations Savings Plan (RESP) can... Continue reading

Students Must Keep Good Records

Published by Peter Zloty on Aug 23, 2017

Baby boomers will remember how simple the world was when they were starting university. All costs were measured in hundreds of dollars. That is, annual tuition fees might be $500 or so. Textbooks, even... Continue reading

10 Reasons to Stop Putting Off Your Estate Planning

Published by Peter Zloty on Aug 16, 2017

Estate planning* is an essential part of wealth management. Estate planning not only ensures that your assets are distributed pursuant to your wishes, but it ensures that such distributions are done in... Continue reading

Retirement Planning - Age Milestones

Published by Peter Zloty on Jul 24, 2017

As we get older, certain milestones are important when preparing for retirement. If you are nearing the following age milestones, take note of these considerations as you look to maximize your retirement... Continue reading

Minimizing Taxes on Your Estate

Published by Peter Zloty on Jun 29, 2017

As the old adage goes, “nothing is certain but death and taxes”. So it is surprising that many of us  are reluctant to address the issues that surround death, especially as they relate to taxes.  There... Continue reading

The Pending Pension Crisis; Are You Ready?

Published by Peter Zloty on Jun 19, 2017

According to the article “Global Pension Timebomb: Funding Gap Set to Dwarf World GDP” recently published in the World Economic Forum, the world’s six largest pension systems (U.S, UK, Japan, Netherlands... Continue reading

Gifting a Home to a Child

Published by Peter Zloty on Jun 12, 2017

As housing prices in many major metropolitan areas continue to rise, home ownership is becoming increasingly difficult for the younger generation. As such,some parents and grandparents may consider helping... Continue reading

Do you have a Financial Plan?

Published by Peter Zloty on Jun 07, 2017

Do you know how much you need to save for retirement? Is your investment strategy aligned to your goals? Are you effectively minimizing tax? Do you know what kind of financial legacy you will leave for... Continue reading